Debtor Education Course

This instructional course engages your client through informative content, graphics and interactive features. Your client will answer questions related to the content at the end of each section to ensure that the material has been retained by your client. The course fee is $49.00 for an individual and for joint filers.


Fee waiver disclosures

American Bureau of Credit Services Inc. agrees to waive their respective fees if the debtor student has income less than 150 percent of the poverty guidelines last published by the United States Department of Health and Human Services (DHHS) applicable to a family of the size involved in the 48 contiguous states.

PLEASE NOTE:

  1. The income for comparison to the poverty guidelines is the "Total Combined Monthly Income" as reported (or as will be reported) on Line 16 of Schedule I of the bankruptcy petition.
  2. Non-cash governmental assistance (such as food stamps or housing subsidies) is not included in calculating debtor income.
  3. The income of a spouse is included in calculating income whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.
  4. The income of any other family member listed on Schedule I as a dependent also is included.

Please consult with your attorney to see if you qualify. If your attorney cannot help you, American Bureau of Credit Services, Inc. Customer Service Line at 1-800-701-0437 to see if you qualify for a waiver.

To arrange for a waiver, please forward a written request for the waiver along with evidence of any and all income to:

American Bureau of Credit Service, Inc.
ATTN: Fee Waivers
Mail: 5773 West Sunrise Blvd, Plantation, FL 33313
Email: info@americanbureauofcredit.com

Copyright 2005-2006 © American Bureau of Credit Services, Inc. All rights reserved.   Privacy Policy